Unlocked Financial Group
Building Leaders.
Creating Wealth.
Delivering Freedom.
UFG is the revenue and leadership platform built for agents who are done being the last to know and the first to lose.
No demotions. No resets. No ceiling on what you can build.
The industry is being sold. Most agents don't find out until it's done.
Private equity has been quietly buying up IMOs and agencies across the country. The pitch sounds good. The reality hits later. Comp gets compressed, culture changes, and the book of business you spent years building becomes someone else's asset on a balance sheet.
Our founder sat at that table. He helped structure those deals. He knows exactly how they work and exactly what they cost the agents left holding the bag.
UFG was built as the alternative. A platform designed for the agent, not for an exit.
"I helped structure those deals. Then I built the platform I wished existed.- Sylvania Harrod, Founder, Unlocked Financial Group
Who we are
UFG is comprised of independent agents across the country who understand the real value of life insurance and the impact it has on families. We help provide stability and security for the people who need it most.
Unlocked Financial Group is an AI-enabled Insurance Marketing Organization. We partner with top-rated carriers — and uniquely, we offer our own UFG White Label products that agents can present under their own brand. Nobody else in the industry offers this.
Independent agents who want more than a contract. Producers ready to build a team, create residual income, and own something that compounds over time.
The platform, not the pitch
A 7-level rank system where every promotion is earned through performance. Your rank is permanent. No resets, no demotions, no exceptions.
From Recruit to Battalion Commander, each rank gives you an identity and a mission. You grow by building others, not by competing against them.
Three income streams create compounding wealth that grows long after the policy is written.
UFG is not a job. It is a platform to build a scalable organization, develop real leadership skills, and grow into a true business owner.
Nobody else offers this. UFG agents and agency owners get access to our exclusive white-label insurance products — products you can present under your own brand. This is a competitive edge no other IMO can give you.
UFG White Label Products
No other IMO in the country offers this. UFG has developed its own white-label insurance products that agents and agency owners can offer under their own brand. This is not a referral arrangement. This is your product, your name, your brand.
White Label
Our Products.
Nobody Else Has This.
3 streams of income
Write policies, earn commissions. Carriers advance a portion upfront so you get paid fast, not at the end of the year.
As you build and lead a team, you earn override income on their production. The Lifetime Override Rule means you keep earning on every leader you develop, permanently.
Every non-term policy you write generates residual income year over year. Your book compounds automatically, without writing a new policy.
The truth about this industry
Our carrier partners
As an IMO, UFG partners with top-rated carriers across the country. This allows our agents to find the best product for every client's situation.
This is not just an opportunity. This is a platform.
If you are ready to build something that belongs to you - not to a PE fund and not to a parent company - let's talk.
Work With Us